What is the average gross yield% for property, stocks, bonds, FD, cash, gold, REITs? Inflation is still above the rate of cash?
I agree with the ranges in response Marc. We must see more than the range of yields.
The property can be either a generator of income or a drain depending on your usage. If this is rental property, it will depend on your ability to manage and have a good long term tenants. Even the house where you stay, have a rate of return "and it can be considered the same property as the lease if you think you'd be paying rent to live in it, if someone else owned .
Compensation for breach of stock dividends (current income) and growth (long-term income). As you know, all the statistics on the rates of return on stocks to watch a long period of time (for example, a generation or more) because a lot of volatility in the short term. So do not assume that you do 8-12 percent over the next year to invest in the stock market.
Some REITs are publicly traded, others not. There is not necessarily something wrong with those who are not, and they may have higher yields. But you have only one way to redeem the shares, which is directly from the REIT.
I will mention two ways to invest in cash equivalents Bank ... CDs and Savings Bonds United States. Bank CDs are not necessarily even keep up with inflation, although some online banks offer very good rate. Savings Bonds United States (I bonds) are better because they earn a base rate plus an inflation adjusted, so they will always gain a bit more than inflation. But you're limited in what you can buy a year.
The thing about gold ... In theory, you can expect that over the long term it can maintain a constant cost of living. That's what Mark meant by "this is a cover." The other investments you have listed can increase in value relative to cost of living, gold will not. So if the "value "Gold is a constant, is the price in $ U.S. changes inversely proportional to the value of a dollar.
The long-term average return for each of these is as follows;
Property: 3-5%
Stocks; 8-12%
REIT; 5-10%
Bonds; 3-5%
Cash; 1-2%
However, 0% (gold is a hedge, not an investment)
Posted on February 10, 2010.
