Retail Reits

I plan to break the $ 4,200 in 8 sectors.

1. Banking
2. Commodity
3. Transport
4. Healthcare
5. Energy
6. Manufacturing
7. Real estate (REITs)
8. Retail: Clothing Stores

I already have a Roth IRA and want to be separated. I will use this account in the short term rather than retirement.

Is this a good idea to do this?

Thank you!

If the spread between the 8 areas you have there, you will essentially create a market portfolio, which means that your returns will be very similar to the overall market. If you want a decent return and diversity and do not know where to start, you should look into a mutual fund. A mutual can give you good exposure to many different sectors, while saving you money in brokerage fees it would cost to do yourself.

You said that you will use this account for the short term. I'm not sure how short a time as you plan, but if it is too short, you might want to reconsider investing in equities at all (unless you really know what you're doing). There are a few balanced funds that invest in stocks and bonds and have less risk.

https: / / www.americanfunds.com / funds / DETA ...

Here are some good mutual fund companies to consider.

American Fund
https: / / www.americanfunds.com/

Vanguard
https: / / personal.vanguard.com /

Fidelity
www.fidelity.com/

You said that you will use this in the short term (do you mean less than a year or 2-5 years?)

If you are looking for about a year or less before you need the money, put it in a CD or money market acct. You do not do much but at least you will not loose money.

If your time horizon is a few years, you can invest the money. Are you the selection of actual values in each sector, the mutual fund or ETF?

It is not enough money to be divided into discreet investment sector 8. Watch a diversified asset allocation (balanced) mutual fund that covers most of them. However, be careful what you put in if your time horizon is "short term."

in my opinion u should go for the clothing store
because it is a very good opportunity to earn money
Now there is a great demand for clothes ..
go ahead ..
Best of luck !!!!!!!!!

Leave it in the bank, you can buy a CD or tbill. Not the right time for that small of an investment. The costs will eat money if divided up 8 channels.

It would if you had more money! That is not enough to split into several Sectines you might invest $ 525 in each catorgory .. so where you can real estate for that much? Let me know please

Of those 8, I would say that health care because there will always need health care ...

All these areas are hammered, consider green technology ....

or fund any unfunded projects, these guys have: www.rout.com