Sep Ira Contributions

Is it possible to make contributions to a traditional or Roth IRA so that your employer makes annual contributions to an IRA in September? I also recently married and my husband has a tradition IRA right under his name. Would his contribution to this factor into account in this equation?

You can still contribute to your own individual traditional or Roth IRA. The SEP is an IRA account entirely separate work-related. But you can not make tax-deductible contributions to a traditional IRA, since you have a September From addition, you and your husband can contribute to your own account, IRA accounts are individual, not household.

you are all subject to an annual limit of $ 5,000 somehwhere around.